diff --git a/frontend/components/settings/settings-parts.tsx b/frontend/components/settings/settings-parts.tsx
index 4b30423..0d5d06f 100644
--- a/frontend/components/settings/settings-parts.tsx
+++ b/frontend/components/settings/settings-parts.tsx
@@ -1,7 +1,7 @@
 "use client";
 
 import type { ReactNode } from "react";
-import { useState } from "react";
+import { createContext, useContext, useState } from "react";
 import { Check, Copy } from "lucide-react";
 import { useTranslation } from "react-i18next";
 
@@ -13,9 +13,15 @@ import {
   CardFrameHeader,
   CardFrameTitle,
 } from "@/components/ui/card";
+import { Frame, FramePanel } from "@/components/ui/frame";
 import { Switch } from "@/components/ui/switch";
 import { cn } from "@/lib/utils";
 
+// Whether the enclosing frame is a COSS "Separated Panels" tray. When true,
+// SettingsCard/ToggleRow render as a FramePanel (a distinct bordered card on the
+// muted tray) instead of a fused CardFrame Card.
+const SeparatedFrameContext = createContext(false);
+
 // A settings section rendered inside the COSS "frame" surface: a titled header
 // above one or more cards.
 //
@@ -43,15 +49,36 @@ export function SettingsFrame({
   children: ReactNode;
   className?: string;
   /**
-   * COSS "Separated Panels": add a 1rem gap so sibling panels read as distinct
-   * cards instead of one flush joined list. The `gap-4` matches CardFrame's
-   * built-in `--clip-top/--clip-bottom: -1rem`, which keeps each panel's rounded
-   * corners clipping correctly across the gap. Leave off for a joined list.
+   * COSS "Separated Panels": render a muted Frame tray whose children are
+   * distinct bordered FramePanels spaced apart (the real coss.com/ui/frame
+   * look), instead of the fused CardFrame surface. Leave off for a joined list.
    */
   separated?: boolean;
 }) {
+  if (separated) {
+    return (
+      <Frame className={className}>
+        <div
+          className="flex items-start justify-between gap-4 px-4 py-3"
+          data-slot="frame-header"
+        >
+          <div className="flex flex-col gap-0.5">
+            <p className="text-base font-semibold">{title}</p>
+            {description ? (
+              <p className="text-sm text-muted-foreground">{description}</p>
+            ) : null}
+          </div>
+          {action ? <div className="shrink-0">{action}</div> : null}
+        </div>
+        <SeparatedFrameContext.Provider value={true}>
+          {children}
+        </SeparatedFrameContext.Provider>
+      </Frame>
+    );
+  }
+
   return (
-    <CardFrame className={cn(separated && "gap-4", className)}>
+    <CardFrame className={className}>
       <CardFrameHeader className="border-b border-border/60">
         <CardFrameTitle className="text-base">{title}</CardFrameTitle>
         {description ? (
@@ -105,6 +132,16 @@ export function SettingsCard({
   className?: string;
   children: ReactNode;
 }) {
+  const separated = useContext(SeparatedFrameContext);
+  if (separated) {
+    // A distinct panel on the Frame tray. `flex flex-col` mirrors Card's default
+    // layout; callers that need a row (ToggleRow) override with `flex-row`.
+    return (
+      <FramePanel className={cn("flex flex-col", className)}>
+        {children}
+      </FramePanel>
+    );
+  }
   return <Card className={className}>{children}</Card>;
 }
 
diff --git a/frontend/components/ui/frame.tsx b/frontend/components/ui/frame.tsx
new file mode 100644
index 0000000..1af8ee9
--- /dev/null
+++ b/frontend/components/ui/frame.tsx
@@ -0,0 +1,94 @@
+import type React from "react";
+
+import { cn } from "@/lib/utils";
+
+// COSS "Frame" primitive (coss.com/ui/docs/components/frame). A Frame is a muted
+// tray that holds one or more FramePanels; multiple panels are "Separated
+// Panels" — spaced apart with `mt-1` by default (via the adjacent-sibling
+// selector below), each a self-contained bordered card. This is the opposite of
+// `CardFrame` in card.tsx, which fuses its cards into one flush surface.
+
+export function Frame({
+  className,
+  ...props
+}: React.ComponentProps<"div">): React.ReactElement {
+  return (
+    <div
+      className={cn(
+        "relative flex flex-col rounded-2xl bg-muted/72 p-1",
+        "*:[[data-slot=frame-panel]+[data-slot=frame-panel]]:mt-1",
+        className,
+      )}
+      data-slot="frame"
+      {...props}
+    />
+  );
+}
+
+export function FramePanel({
+  className,
+  ...props
+}: React.ComponentProps<"div">): React.ReactElement {
+  return (
+    <div
+      className={cn(
+        "relative rounded-xl border bg-background bg-clip-padding p-5 shadow-xs/5 before:pointer-events-none before:absolute before:inset-0 before:rounded-[calc(var(--radius-xl)-1px)] before:shadow-[0_1px_--theme(--color-black/4%)] dark:before:shadow-[0_-1px_--theme(--color-white/6%)]",
+        className,
+      )}
+      data-slot="frame-panel"
+      {...props}
+    />
+  );
+}
+
+export function FrameHeader({
+  className,
+  ...props
+}: React.ComponentProps<"div">): React.ReactElement {
+  return (
+    <div
+      className={cn("flex flex-col px-5 py-4", className)}
+      data-slot="frame-header"
+      {...props}
+    />
+  );
+}
+
+export function FrameTitle({
+  className,
+  ...props
+}: React.ComponentProps<"div">): React.ReactElement {
+  return (
+    <div
+      className={cn("font-semibold text-sm", className)}
+      data-slot="frame-title"
+      {...props}
+    />
+  );
+}
+
+export function FrameDescription({
+  className,
+  ...props
+}: React.ComponentProps<"div">): React.ReactElement {
+  return (
+    <div
+      className={cn("text-muted-foreground text-sm", className)}
+      data-slot="frame-description"
+      {...props}
+    />
+  );
+}
+
+export function FrameFooter({
+  className,
+  ...props
+}: React.ComponentProps<"div">): React.ReactElement {
+  return (
+    <div
+      className={cn("px-5 py-4", className)}
+      data-slot="frame-footer"
+      {...props}
+    />
+  );
+}