diff --git a/internal/mcp/catalog.go b/internal/mcp/catalog.go
index 5b735516..88ae755a 100644
--- a/internal/mcp/catalog.go
+++ b/internal/mcp/catalog.go
@@ -83,10 +83,10 @@ type ToolSchema struct {
 
 // ParamDef declares one parameter on a tool's input schema. Type maps
 // to mcp-go's helper functions (WithString, WithNumber, WithBoolean,
-// WithArray). Enum, when non-empty, constrains string parameters.
+// WithArray, WithObject). Enum, when non-empty, constrains string parameters.
 type ParamDef struct {
 	Name        string
-	Type        string // "string" | "number" | "bool" | "array<string>"
+	Type        string // "string" | "number" | "bool" | "array<string>" | "object"
 	Description string
 	Enum        []string
 }
@@ -316,6 +316,14 @@ func paramDefToToolOption(p ParamDef) mcp.ToolOption {
 		return mcp.WithBoolean(p.Name, propOpts...)
 	case "array<string>":
 		return mcp.WithArray(p.Name, append(propOpts, mcp.WithStringItems())...)
+	case "object":
+		// Structured JSON parameter. The MCP host sees a generic object;
+		// per-tool semantics are encoded in the Description. Callers
+		// constructing the value can pass a native JSON object —
+		// BuildCLIArgs json-encodes it before handing it to the CLI as
+		// a string flag value (which the CLI's --schema flag accepts as
+		// inline JSON).
+		return mcp.WithObject(p.Name, propOpts...)
 	default:
 		return mcp.WithString(p.Name, propOpts...)
 	}
diff --git a/internal/mcp/catalog_collection.go b/internal/mcp/catalog_collection.go
index 9dd705be..79e7bb1f 100644
--- a/internal/mcp/catalog_collection.go
+++ b/internal/mcp/catalog_collection.go
@@ -27,7 +27,12 @@ var padCollectionTool = ToolDef{
 			{
 				Name:        "fields",
 				Type:        "string",
-				Description: "Field DSL: \"key:type[:options]; ...\". Optional for action=create. Example: \"status:select:open,done; priority:select:high,medium,low\".",
+				Description: "Compact field DSL: \"key:type[:options]; ...\". Optional for action=create. Example: \"status:select:open,done; priority:select:high,medium,low\". Use `schema` instead when you need terminal_options, custom defaults, computed fields, suffixes, or relation collections — the DSL cannot express those. Mutually exclusive with `schema`.",
+			},
+			{
+				Name:        "schema",
+				Type:        "object",
+				Description: "Structured CollectionSchema: {\"fields\":[{\"key\":\"...\",\"label\":\"...\",\"type\":\"...\",\"options\":[...],\"terminal_options\":[...],\"default\":\"...\",\"required\":bool,\"computed\":bool,\"suffix\":\"...\",\"collection\":\"...\"}]}. Optional for action=create. Use instead of `fields` when you need terminal_options or any FieldDef property the DSL cannot express. Missing `label` values are auto-filled from `key` using Title Case (e.g. due_date → Due Date). Mutually exclusive with `fields`.",
 			},
 			{
 				Name:        "icon",
@@ -71,8 +76,14 @@ Actions:
             Required: workspace.
   create  — Create a new collection.
             Required: workspace, name.
-            Optional: fields, icon, description, layout, default_view, board_group_by.
-            Field DSL example: "status:select:open,done; priority:select:high,medium,low".
+            Optional: fields OR schema (mutually exclusive), icon, description,
+                      layout, default_view, board_group_by.
+            DSL example:    fields="status:select:open,done; priority:select:high,medium,low"
+            Schema example: schema={"fields":[{"key":"status","type":"select","options":["new","done"],"terminal_options":["done"]}]}
+            Prefer schema when terminal_options matters (driving dashboard
+            active/complete counts) or when fields need defaults, computed
+            flags, suffixes, or relation collections — the DSL cannot express
+            those.
 
 Schema for an individual collection is included in the list response — read it
 from there rather than calling list again. v0.2 does not expose a dedicated
diff --git a/internal/mcp/dispatch.go b/internal/mcp/dispatch.go
index cdd434b2..6d78b7c7 100644
--- a/internal/mcp/dispatch.go
+++ b/internal/mcp/dispatch.go
@@ -446,7 +446,11 @@ func BuildCLIArgs(
 				}
 				continue
 			}
-			flagArgs = append(flagArgs, "--"+name, fmt.Sprint(val))
+			encoded, err := encodeFlagValue(val)
+			if err != nil {
+				return nil, fmt.Errorf("flag %q: %w", name, err)
+			}
+			flagArgs = append(flagArgs, "--"+name, encoded)
 		}
 	}
 
@@ -530,6 +534,35 @@ func toStringSlice(v any) ([]string, error) {
 	return nil, fmt.Errorf("expected array or string, got %T", v)
 }
 
+// encodeFlagValue stringifies an MCP input value for inclusion as a CLI
+// flag argument. Strings and primitives pass through fmt.Sprint as before;
+// structured values (maps, slices) are JSON-encoded so that flags accepting
+// JSON literals — like `pad collection create --schema '<json>'` — receive
+// a valid JSON string rather than Go's map-print syntax.
+//
+// exec.CommandContext takes []string args directly, so no shell-quoting is
+// involved; the JSON string travels intact to the subprocess and is parsed
+// by the CLI flag's own decoder.
+func encodeFlagValue(v any) (string, error) {
+	switch t := v.(type) {
+	case nil:
+		return "", nil
+	case string:
+		return t, nil
+	case bool, int, int32, int64, uint, uint32, uint64, float32, float64, json.Number:
+		return fmt.Sprint(v), nil
+	default:
+		// map[string]any, []any, or any other structured type: JSON-encode.
+		// Compact JSON keeps the CLI process-arg list small and avoids any
+		// embedded-newline weirdness.
+		b, err := json.Marshal(v)
+		if err != nil {
+			return "", fmt.Errorf("encode value: %w", err)
+		}
+		return string(b), nil
+	}
+}
+
 func toBool(v any) (bool, error) {
 	switch t := v.(type) {
 	case bool:
diff --git a/internal/mcp/dispatch_http_project_test.go b/internal/mcp/dispatch_http_project_test.go
index 29069de6..df83a724 100644
--- a/internal/mcp/dispatch_http_project_test.go
+++ b/internal/mcp/dispatch_http_project_test.go
@@ -383,6 +383,196 @@ func TestParseCollectionFieldsDSL_EmptyReturnsEmptyFields(t *testing.T) {
 	}
 }
 
+// TestMapCollectionCreate_AcceptsStructuredSchema verifies that the MCP
+// dispatcher accepts a typed `schema` object input (the path TASK-1335
+// adds for BUG-1284) and passes it through to the create-collection
+// body with terminal_options preserved — which the DSL path cannot
+// express.
+func TestMapCollectionCreate_AcceptsStructuredSchema(t *testing.T) {
+	_, _, body, err := mapCollectionCreate(map[string]any{
+		"workspace": "docapp",
+		"name":      "Marketing",
+		"schema": map[string]any{
+			"fields": []any{
+				map[string]any{
+					"key":              "status",
+					"label":            "Status",
+					"type":             "select",
+					"options":          []any{"idea", "drafting", "published", "archived"},
+					"terminal_options": []any{"published", "archived"},
+					"default":          "idea",
+					"required":         true,
+				},
+			},
+		},
+	})
+	if err != nil {
+		t.Fatalf("mapCollectionCreate: %v", err)
+	}
+	var payload map[string]any
+	if err := json.Unmarshal(body, &payload); err != nil {
+		t.Fatalf("decode body: %v", err)
+	}
+	schemaStr, _ := payload["schema"].(string)
+	var schema map[string]any
+	if err := json.Unmarshal([]byte(schemaStr), &schema); err != nil {
+		t.Fatalf("decode schema: %v", err)
+	}
+	fields, _ := schema["fields"].([]any)
+	if len(fields) != 1 {
+		t.Fatalf("fields length = %d, want 1", len(fields))
+	}
+	field, _ := fields[0].(map[string]any)
+	termOpts, _ := field["terminal_options"].([]any)
+	if len(termOpts) != 2 || termOpts[0] != "published" || termOpts[1] != "archived" {
+		t.Errorf("terminal_options not preserved through MCP body: %v", termOpts)
+	}
+	if field["default"] != "idea" {
+		t.Errorf("default not preserved: %v", field["default"])
+	}
+	if field["required"] != true {
+		t.Errorf("required not preserved: %v", field["required"])
+	}
+}
+
+// TestMapCollectionCreate_SchemaBackfillsMissingLabel mirrors the CLI's
+// label-backfill heuristic — a schema field omitting `label` should get
+// one auto-filled from `key` so the web UI doesn't render blank headers.
+func TestMapCollectionCreate_SchemaBackfillsMissingLabel(t *testing.T) {
+	_, _, body, err := mapCollectionCreate(map[string]any{
+		"workspace": "docapp",
+		"name":      "Marketing",
+		"schema": map[string]any{
+			"fields": []any{
+				map[string]any{
+					"key":  "due_date",
+					"type": "date",
+				},
+			},
+		},
+	})
+	if err != nil {
+		t.Fatalf("mapCollectionCreate: %v", err)
+	}
+	var payload map[string]any
+	if err := json.Unmarshal(body, &payload); err != nil {
+		t.Fatalf("decode body: %v", err)
+	}
+	schemaStr, _ := payload["schema"].(string)
+	var schema map[string]any
+	if err := json.Unmarshal([]byte(schemaStr), &schema); err != nil {
+		t.Fatalf("decode schema: %v", err)
+	}
+	fields, _ := schema["fields"].([]any)
+	if len(fields) != 1 {
+		t.Fatalf("fields length = %d, want 1", len(fields))
+	}
+	field, _ := fields[0].(map[string]any)
+	if field["label"] != "Due Date" {
+		t.Errorf("label not backfilled: got %v, want \"Due Date\"", field["label"])
+	}
+}
+
+// TestMapCollectionCreate_SchemaAcceptsStringifiedJSON exercises the
+// fallback shape for clients that can only pass strings — schema arrives
+// as a JSON-encoded string and still round-trips through the body.
+func TestMapCollectionCreate_SchemaAcceptsStringifiedJSON(t *testing.T) {
+	_, _, body, err := mapCollectionCreate(map[string]any{
+		"workspace": "docapp",
+		"name":      "Marketing",
+		"schema":    `{"fields":[{"key":"status","type":"select","options":["a","b"],"terminal_options":["b"]}]}`,
+	})
+	if err != nil {
+		t.Fatalf("mapCollectionCreate: %v", err)
+	}
+	var payload map[string]any
+	if err := json.Unmarshal(body, &payload); err != nil {
+		t.Fatalf("decode body: %v", err)
+	}
+	schemaStr, _ := payload["schema"].(string)
+	var schema map[string]any
+	if err := json.Unmarshal([]byte(schemaStr), &schema); err != nil {
+		t.Fatalf("decode schema: %v", err)
+	}
+	fields, _ := schema["fields"].([]any)
+	field, _ := fields[0].(map[string]any)
+	termOpts, _ := field["terminal_options"].([]any)
+	if len(termOpts) != 1 || termOpts[0] != "b" {
+		t.Errorf("terminal_options not preserved from stringified schema: %v", termOpts)
+	}
+}
+
+// TestMapCollectionCreate_FieldsAndSchemaMutuallyExclusive ensures the
+// dispatcher rejects requests that set both flags — mirrors the CLI-side
+// guard so MCP clients see the same error shape.
+func TestMapCollectionCreate_FieldsAndSchemaMutuallyExclusive(t *testing.T) {
+	_, _, _, err := mapCollectionCreate(map[string]any{
+		"workspace": "docapp",
+		"name":      "Both",
+		"fields":    "status:select:open,done",
+		"schema":    map[string]any{"fields": []any{}},
+	})
+	if err == nil {
+		t.Fatal("expected error when both fields and schema set, got nil")
+	}
+	if !strings.Contains(err.Error(), "mutually exclusive") {
+		t.Errorf("expected mutually-exclusive error, got: %v", err)
+	}
+}
+
+// TestMapCollectionCreate_EmptySchemaFallsThroughToFields verifies the
+// transport-symmetry fix per Codex round 1: when a client sends
+// schema=null or schema="" alongside fields, the dispatcher treats the
+// empty schema as absent and uses the fields DSL — matching how the
+// CLI handles an empty --schema value.
+func TestMapCollectionCreate_EmptySchemaFallsThroughToFields(t *testing.T) {
+	cases := []struct {
+		name   string
+		schema any
+	}{
+		{name: "nil-schema", schema: nil},
+		{name: "empty-string-schema", schema: ""},
+		{name: "whitespace-string-schema", schema: "  "},
+	}
+	for _, tc := range cases {
+		t.Run(tc.name, func(t *testing.T) {
+			_, _, body, err := mapCollectionCreate(map[string]any{
+				"workspace": "docapp",
+				"name":      "Falls",
+				"fields":    "status:select:open,done",
+				"schema":    tc.schema,
+			})
+			if err != nil {
+				t.Fatalf("expected fall-through to --fields, got error: %v", err)
+			}
+			var payload map[string]any
+			if err := json.Unmarshal(body, &payload); err != nil {
+				t.Fatalf("decode body: %v", err)
+			}
+			schemaStr, _ := payload["schema"].(string)
+			if !strings.Contains(schemaStr, `"key":"status"`) {
+				t.Errorf("expected DSL-parsed status field, got schema: %q", schemaStr)
+			}
+		})
+	}
+}
+
+// TestMapCollectionCreate_SchemaMalformedJSON ensures a clear error when
+// the stringified schema is invalid JSON.
+func TestMapCollectionCreate_SchemaMalformedJSON(t *testing.T) {
+	_, _, _, err := mapCollectionCreate(map[string]any{
+		"workspace": "docapp",
+		"name":      "Bad",
+		"schema":    `{not valid json`,
+	})
+	if err == nil {
+		t.Fatal("expected error for malformed schema JSON, got nil")
+	}
+	if !strings.Contains(err.Error(), "invalid schema JSON") {
+		t.Errorf("expected 'invalid schema JSON' in error, got: %v", err)
+	}
+}
+
 // --- library list ---
 
 func TestDispatch_LibraryList_BothEndpoints(t *testing.T) {
diff --git a/internal/mcp/dispatch_http_routes.go b/internal/mcp/dispatch_http_routes.go
index 6178c63c..8454dc5a 100644
--- a/internal/mcp/dispatch_http_routes.go
+++ b/internal/mcp/dispatch_http_routes.go
@@ -9,6 +9,7 @@ import (
 	"strings"
 
 	"github.com/PerpetualSoftware/pad/internal/collections"
+	"github.com/PerpetualSoftware/pad/internal/models"
 )
 
 // routeSpec is the declarative description of a CLI→HTTP mapping.
@@ -361,13 +362,46 @@ func mapCollectionCreate(input map[string]any) (string, string, []byte, error) {
 	}
 
 	dsl, _ := input["fields"].(string)
-	schema, err := parseCollectionFieldsDSL(dsl)
-	if err != nil {
-		return "", "", nil, fmt.Errorf("parse --fields: %w", err)
+	rawSchema, hasSchema := input["schema"]
+	// Normalize "schema present but empty" — null and empty string — to
+	// absent. Without this, MCP clients sending `schema: null` (or `""`)
+	// while also setting `fields` would hit the mutually-exclusive guard,
+	// even though the CLI side treats an empty --schema value as a
+	// fall-through to --fields. Keeps the two transports symmetric.
+	if hasSchema {
+		switch v := rawSchema.(type) {
+		case nil:
+			hasSchema = false
+		case string:
+			if strings.TrimSpace(v) == "" {
+				hasSchema = false
+			}
+		}
 	}
-	schemaJSON, err := json.Marshal(schema)
-	if err != nil {
-		return "", "", nil, fmt.Errorf("encode schema: %w", err)
+	if hasSchema && dsl != "" {
+		return "", "", nil, fmt.Errorf("fields and schema are mutually exclusive")
+	}
+
+	var schemaJSON []byte
+	if hasSchema {
+		// Schema may arrive as a map (typed object param), as a string
+		// (agent passed a stringified JSON), or — defensively — as nil
+		// when omitted but the key was still set.
+		encoded, err := encodeSchemaForBody(rawSchema)
+		if err != nil {
+			return "", "", nil, err
+		}
+		schemaJSON = encoded
+	} else {
+		schema, err := parseCollectionFieldsDSL(dsl)
+		if err != nil {
+			return "", "", nil, fmt.Errorf("parse --fields: %w", err)
+		}
+		b, err := json.Marshal(schema)
+		if err != nil {
+			return "", "", nil, fmt.Errorf("encode schema: %w", err)
+		}
+		schemaJSON = b
 	}
 
 	layout, _ := input["layout"].(string)
@@ -470,6 +504,44 @@ func parseCollectionFieldsDSL(dsl string) (map[string]any, error) {
 	return out, nil
 }
 
+// encodeSchemaForBody converts a `schema` MCP input value into a
+// JSON-encoded CollectionSchema string suitable for the create-collection
+// HTTP body's `schema` field. Accepts either a structured object (the
+// typical typed-param shape an MCP client sends) or a string containing
+// inline JSON (fallback for clients that can't construct typed objects).
+//
+// Backfills missing `label` values on each field using the same
+// Title-Case-of-key heuristic as the CLI (`cmd/pad/main.go`'s
+// collectionSchemaJSONFromFlags) so a schema constructed in either
+// surface renders identically in the web UI.
+func encodeSchemaForBody(raw any) ([]byte, error) {
+	if raw == nil {
+		return json.Marshal(models.CollectionSchema{})
+	}
+	var blob []byte
+	switch t := raw.(type) {
+	case string:
+		blob = []byte(t)
+	default:
+		b, err := json.Marshal(raw)
+		if err != nil {
+			return nil, fmt.Errorf("encode schema: %w", err)
+		}
+		blob = b
+	}
+
+	var schema models.CollectionSchema
+	if err := json.Unmarshal(blob, &schema); err != nil {
+		return nil, fmt.Errorf("invalid schema JSON: %w", err)
+	}
+	for i := range schema.Fields {
+		if schema.Fields[i].Label == "" && schema.Fields[i].Key != "" {
+			schema.Fields[i].Label = titleCaseLabel(schema.Fields[i].Key)
+		}
+	}
+	return json.Marshal(schema)
+}
+
 // titleCaseLabel converts a snake_case key into a Title Case label
 // the same way the CLI does ("due_date" → "Due Date"). Avoids
 // pulling in golang.org/x/text/cases for a one-line transformation.
diff --git a/internal/mcp/dispatch_test.go b/internal/mcp/dispatch_test.go
index 5862c778..ef53ab83 100644
--- a/internal/mcp/dispatch_test.go
+++ b/internal/mcp/dispatch_test.go
@@ -411,3 +411,70 @@ func TestExecDispatcher_NonzeroExitReturnsErrorResult(t *testing.T) {
 		t.Errorf("expected IsError result for non-zero exit")
 	}
 }
+
+// TestBuildCLIArgs_ObjectFlagValueIsJSONEncoded covers TASK-1335: when an
+// MCP client passes a structured object as a flag value (e.g. `schema`
+// for `pad collection create`), BuildCLIArgs must JSON-encode it so the
+// CLI receives a parseable string rather than Go's default `map[...]` print.
+func TestBuildCLIArgs_ObjectFlagValueIsJSONEncoded(t *testing.T) {
+	cmd := cmdhelp.Command{
+		Flags: map[string]cmdhelp.Flag{
+			"schema": {Type: "string"},
+		},
+	}
+	got, err := BuildCLIArgs(cmd, map[string]any{
+		"schema": map[string]any{
+			"fields": []any{
+				map[string]any{"key": "status", "type": "select"},
+			},
+		},
+	}, "", nil)
+	if err != nil {
+		t.Fatalf("BuildCLIArgs: %v", err)
+	}
+	// Find the --schema value.
+	var schemaVal string
+	for i := 0; i < len(got)-1; i++ {
+		if got[i] == "--schema" {
+			schemaVal = got[i+1]
+			break
+		}
+	}
+	if schemaVal == "" {
+		t.Fatalf("--schema flag not emitted; got %v", got)
+	}
+	// Must be valid JSON.
+	if !strings.HasPrefix(schemaVal, "{") {
+		t.Errorf("expected JSON-encoded value, got %q", schemaVal)
+	}
+	if !strings.Contains(schemaVal, `"status"`) || !strings.Contains(schemaVal, `"select"`) {
+		t.Errorf("encoded value does not preserve field shape: %q", schemaVal)
+	}
+}
+
+// TestBuildCLIArgs_ArrayFlagValueIsJSONEncoded covers the array branch
+// of the same object-encoding path — confirms a top-level array (not just
+// objects) gets JSON-encoded too.
+func TestBuildCLIArgs_ArrayFlagValueIsJSONEncoded(t *testing.T) {
+	cmd := cmdhelp.Command{
+		Flags: map[string]cmdhelp.Flag{
+			"raw": {Type: "string"},
+		},
+	}
+	got, err := BuildCLIArgs(cmd, map[string]any{
+		"raw": []any{"a", "b", "c"},
+	}, "", nil)
+	if err != nil {
+		t.Fatalf("BuildCLIArgs: %v", err)
+	}
+	var rawVal string
+	for i := 0; i < len(got)-1; i++ {
+		if got[i] == "--raw" {
+			rawVal = got[i+1]
+			break
+		}
+	}
+	if rawVal != `["a","b","c"]` {
+		t.Errorf("expected JSON array, got %q", rawVal)
+	}
+}